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This website contains only a general description of coverages and is not a statement of contract. Coverage availability may differ by state. All coverages and limits are subject to the terms, definitions, exclusions and conditions in the policy. This information does not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding available coverages. Information relating to education and risk control is provided as a convenience for informational purposes only. This information does not constitute legal or professional advice. It is provided to assist you in recognizing potential unsafe work problems or conditions and not to establish compliance with any law, rule or regulation. Society will not be liable for any injury, loss or damage including without limitation, indirect or consequential injury, loss or damage, or any injury, loss or damage whatsoever arising from, or in connection with, the use of third-party products.