Restaurant INSURANCE

For Restaurant Owners, By Restaurant Owners.

Many years ago, when we set out to create the perfect recipe for restaurant insurance at a fair price, we asked owners like you what they needed but weren’t getting from their current carriers. And then we proceeded to deliver on those small details that make the biggest difference. A long-standing history of recognizing and resolving the unique problems posted to restaurants has made Society Insurance an industry-leader in providing superior restaurant insurance coverage.

Restaurant Insurance

PROPERTY & CASUALTY RESTAURANT INSURANCE COVERAGE

Ask your agent about these coverages:

  • Waiting period. Coverage begins immediately after a covered loss unless a 24-hour, 48-hour or 72-hour waiting period is selected.
  • Coverage for loss of business income. Coverage for loss of business income due to service interruption for all covered causes of loss, including equipment breakdown. No distance limitation. No exclusion for overhead power lines.
  • Coverage for outdoor property. Outdoor property coverage includes wind and vandalism damage.
  • Protective safeguards endorsement. Other insurance companies may routinely apply this endorsement which can exclude coverage. 
  • Liability audits. Audits for most restaurants and bars are not required.
  • Liquor liability insurance for claims that arise as a result of damage or injury caused by an intoxicated person
  • Workers compensation insurance that protects your employees at a fair price

    How Much Does Restaurant Insurance Cost?

    Our restaurant insurance program is tailored to the unique needs of your business. Your local Society agent will help you to determine the restaurant insurance coverage necessary to protect your livelihood.

    Preventing Losses

    Understanding the particular insurance needs of your business means knowing where the risks are and controlling them to minimize loss. Our team is ready to help.

    Expert claims handling

    Our dedicated claims professionals are experts in the types of claims most likely to affect your business and remain focused on recouping your losses quickly and efficiently.

    Working together

    By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

    “It’s important for our insurance company to understand the restaurant industry.”

    -Brent Weycker, Titletown Brewing Company, Green Bay, Wis.

    LET’s GET STARTED

    COUNT ON YOUR LOCAL INDEPENDENT AGENT TO PROVIDE THE BEST COMBINATION OF SERVICE AND PROTECTION FOR YOUR BUSINESS.