Grocery Store Insurance

No Ordinary, Off-the-Shelf Grocery Store Insurance

Significant square footage, perishable inventory, sensitive customer data and electronic systems, heavy foot traffic, a busy parking lot, large amounts of cash, and employees operating heavy equipment. Some insurance companies call this an impossible challenge. At Society, we just call it a grocery store – and we have built our insurance accordingly so you get the protections you need most.

Restaurant Insurance

Grocery Store Insurance Coverage

Ask your agent about these coverages:

  • Waiting period. Coverage begins immediately after a covered loss unless a 24-hour, 48-hour or 72-hour waiting period is selected.
  • Coverage for loss of business income. Coverage for loss of business income due to service interruption for all covered causes of loss, including equipment breakdown. No distance limitation, No exclusion for overhead power lines.
  • Coverage for employee dishonesty.
    • Protective safeguards endorsement. Other insurance companies may routinely apply this endorsement which can exclude coverage.
    • Green endorsement to rebuild using green alternatives after a loss, even if the green repair costs are more than the original equipment or material.
    • Cyber liability insurance with comprehensive data security coverage.
    • Workers compensation insurance that protects your employees at a fair price. Workers compensation insurance that protects your employees at a fair price.

    How Much Does Grocery Store Insurance Cost?

    Our grocery store insurance program is tailored to the unique needs of your business. Your local Society agent will help you to determine the insurance coverage necessary to protect your livelihood.

    Preventing Losses

    Understanding the particular insurance needs of your business means knowing where the risks are and controlling them to minimize loss. Our team is ready to help.

    Expert claims handling

    Our dedicated claims professionals are experts in the types of claims most likely to affect your business and remain focused on recouping your losses quickly and efficiently.

    Working together

    By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

    “It’s important for our insurance company to understand the restaurant industry.”

    -Brent Weycker, Titletown Brewing Company, Green Bay, Wis.

    LET’s GET STARTED

    COUNT ON YOUR LOCAL INDEPENDENT AGENT TO PROVIDE THE BEST COMBINATION OF SERVICE AND PROTECTION FOR YOUR BUSINESS.