Is Your Outdoor Property Protected?

Most businessowners policies protect outdoor property with a standard limit of $2,500 for five specific perils: fire, lightning, explosion, riot or civil commotion, and aircraft. While this offers some protection for your outdoor investments, how likely are these events to occur? And if they do, will $2,500 be enough to cover your loss(es) associated with outdoor fences, antennas, light poles, signs not attached to buildings, and tree and shrub damage, including debris removal?

Consider these common claims situations not covered by a typical policy:

• A summer windstorm rolls through and blows down numerous trees on your property.

• Vandals damage the pole sign in your parking lot.

• A reader board display in the front of your building is stolen.

• Due to an auto accident on the roadway adjacent to your property, a vehicle destroys your redwood fencing.

At Society, we keep it simple and protect your property the same way we do your building. We cover common occurrences such as wind, vandalism, theft and vehicle damage for a minimum of $10,000, without limiting coverage to rare occurring perils. Small Details like this make a Big Difference for your business.

Get in touch with your local independent agent to learn more.

Editor’s Note: This post was originally published in July 2014 and has been updated.

Author

As a mutual insurance company, we operate and exist for the benefit of our policyholders. For more than 100 years, Society has been helping businesses overcome the unexpected with comprehensive coverage packages and outstanding claims handling, underwriting and risk management.

Latest Articles

Safeguarding Your Livelihood: Business Video Surveillance Best Practices

As a business owner, protecting your investment is critical. From slip-and-fall claims to theft...

Avoiding Copyright Claims & Mitigating Cyber Liabilities

 What Is Cyber Liability Insurance?  Cyber liability insurance is designed to protect business...

How to reject candidates without burning bridges after a job interview

The landscape of human resources is changing rapidly. With the explosion of social media and sites...

Lithium Battery Safety: What Small Businesses Need to Know

Lithium batteries power a lot of the equipment small businesses rely on every day: phones, power...

8 Healthy Habits Every Desk Worker Should Know

If your workday looks like many other office workers', chances are you're spending a big chunk of...

23 Social Media Ideas for Restaurants

23 Social Media Ideas for Restaurants Facebook, X, Instagram, and others. You have business...

Wildfire Preparedness: How Businesses Can Better Protect Themselves

Wildfire is no longer a seasonal, regional threat. According to the National Interagency Fire...

The First 72 Hours: What Restaurants Should Do After a Major Storm Hits

Severe weather is becoming a fact of life for restaurant operators in nearly every corner of the...

Hail No: Protecting Your Business Against Storm Damage

In 2025, it was revealed that 38% of restaurant owners said they don’t have business insurance,...

Ice Dam Prevention: How to Protect Your Building from Winter Roof Damage

Ice dams are common in regions that experience cold, snowy winters. An ice dam is a symptom of an...

Stay up to date with industry updates by subscribing to the Society Insurance blog!