by Society Insurance Team | Feb 16, 2022 | Workers Compensation
Workers compensation coverage is a necessity for businesses of all sizes. It provides an essential safety net for employees who sustain an illness or injury at their job by providing them with medical benefits and replacement wages. Like all types of insurance,...
by Society Insurance Risk Management | Oct 27, 2021 | Workers Compensation
An experience mod or ‘e-mod’ is a modifier that has the ability to lower or raise your workers compensation premium based on your loss history. It is an important number that business owners should pay close attention to in an effort to control workers...
by Society Insurance Team | Sep 1, 2021 | Workers Compensation
1. Pay Attention to Policy Details & Premiums It’s important to understand workers compensation policy details for a multitude of reasons. At the top of that list are controlling costs and ensuring that your business has adequate protection and coverage. Policy...
by Society Insurance Risk Management | Jan 17, 2019 | Workers Compensation
Restaurants are fast paced environments with many opportunities for an employee to receive a burn injury. The Burn Foundation estimates that 12,000 burns occur annually in the Food Service Industry. A third-degree burn can be produced from a temperature of 150⁰ F with...
by Society Insurance Team | Oct 18, 2017 | Restaurants & Bars, Sales, Small Business, Society Insurance, Workers Compensation
Society’s insurance case studies are real-life stories, explaining complex business situations from start to finish. These stories detail how business owners and insurance companies work together to overcome unique and unexpected challenges. In this case study,...
by Society Insurance Team | Apr 12, 2017 | Auto Service & Garage, Claims, Contractors, Cleancare & Waterworks, Convenience Stores & Gas Stations, Employees, Food & Beverage Producers, Hotels, Motels & Resorts, Human Resources, Medical Offices & Clinics, Restaurants & Bars, Small Business, Society Insurance, Supermarkets & Grocery Stores, Workers Compensation
In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll...