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How Your Business can Adapt as Minimum and Competitive Wages Rise

by Society Insurance Team | Jan 25, 2023 | Community, Employees, Human Resources, Leadership, Small Business, Society Insurance, Uncategorized, Workers Compensation

In 2022, 25 states raised their minimum wages. Increases are expected to continue, with 13 states having passed legislation to increase their state minimum wage in 2023. Currently, 30 states across the U.S. have minimum wages higher than the federal minimum wage of...

Recognizing and Avoiding Workers Compensation Fraud at Your Business

by Society Insurance Team | Feb 16, 2022 | Workers Compensation

Workers compensation coverage is a necessity for businesses of all sizes. It provides an essential safety net for employees who sustain an illness or injury at their job by providing them with medical benefits and replacement wages. Like all types of insurance,...

How an Experience Mod Can Affect Workers Compensation Insurance Premiums

by Paul Fuerbringer, Society Insurance Risk Control Representative | Oct 27, 2021 | Workers Compensation

An experience mod or ‘e-mod’ is a modifier that has the ability to lower or raise your workers compensation premium based on your loss history.  It is an important number that business owners should pay close attention to in an effort to  control workers...

5 Ways to Ensure Workers Compensation Works Hard for Your Restaurant

by Society Insurance | Sep 1, 2021 | Workers Compensation

1. Pay Attention to Policy Details & Premiums It’s important to understand workers compensation policy details for a multitude of reasons. At the top of that list are controlling costs and ensuring that your business has adequate protection and coverage. Policy...

How to Prevent Burns in the Kitchen

by Greg Bailey, Society Insurance Risk Control Representative | Jan 17, 2019 | Workers Compensation

Restaurants are fast paced environments with many opportunities for an employee to receive a burn injury. The Burn Foundation estimates that 12,000 burns occur annually in the Food Service Industry. A third-degree burn can be produced from a temperature of 150⁰ F with...

Insurance Case Study: Recovering from Property Damage & Employee Injury

by Society Insurance Team | Oct 18, 2017 | Restaurants & Bars, Sales, Small Business, Society Insurance, Workers Compensation

Society’s insurance case studies are real-life stories, explaining complex business situations from start to finish. These stories detail how business owners and insurance companies work together to overcome unique and unexpected challenges. In this case study,...
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This website contains only a general description of coverages and is not a statement of contract. All coverages and limits are subject to the terms, definitions, exclusions and conditions in the policy. This information does not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding available coverages. Information relating to education and risk control is provided as a convenience for informational purposes only.  This information does not constitute legal or professional advice.  It is provided to assist you in recognizing potential unsafe work problems or conditions and not to establish compliance with any law, rule or regulation.