Beware of Protective Safeguards in Your Business Insurance Policy

Protective Safeguards sounds like an endorsement you would want included in an insurance policy, right? Beware! This is actually an endorsement that can exclude coverage in certain scenarios. It’s important to know if this is attached to a businessowners’ insurance...

Why You Should be Salting Sidewalks in Winter

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation...

Checking Motor Vehicle Records (MVR) on Delivery Employees

What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: Candidate’s driving history for a...

Tips for Reporting Insurance Claims

The easiest way to control your claim cost is with prompt reporting. Studies show that claims cost more when reporting is delayed. The sooner a claim is reported, the sooner it can begin to be managed and brought to resolution. Key types of claims that should be...

Prevent Slips and Falls with a Floor Mat Program

Mirror, mirror on the wall, How do we prevent a fall? Clean floors can help with that, And don’t forget the floor mat! The average person walks over 8,000 steps a day. All it takes is one slip and fall and your life could be changed in an instant. According to the...

Improve the Effectiveness of Your Alarm System

Business owners can lower the chances of large property losses, production delays, material loss, or even a total loss of their business with preventive measures. One such tool to lower the risk factor is the installation of an alarm system. An alarm system alerts...