Case Study: Timely Reporting of Workers Compensation Claims

Society Insurance is a servicing carrier in the Wisconsin Workers Compensation Insurance Pool. As such, we see extreme cases and injuries. We treat these businesses just like every other Society policyholder. This case study provides strong evidence for the importance of prompt claims reporting.

Employers are busy. Injuries are unexpected events that take time from production and can disrupt the normal workflow for everyone involved. However, taking time to report a workers compensation claim as soon as possible will reap rewards. It allows your insurance company to complete a timely investigation, preserve evidence that may be otherwise discarded, and document the facts while the information is fresh in the minds of those involved. Most importantly, it allows your insurance company the opportunity to start building a rapport with your injured worker immediately.

Claims filed a month or more after the incident cost an average of 48% more to settle and are 25% more likely to have attorney involvement. Late reporting also means delays in appropriate medical treatment, adding to medical care costs and wage replacement.*

Prompt claims reporting can make a big difference for your bottom line.

Situation

A tree trimmer was cutting down a tree when it shifted unexpectedly and crushed him. This injured employee was taken by ambulance for medical care and then airlifted to a different hospital due to the serious nature of his injuries. That same day, the business owner notified his local independent Society agent who immediately phoned Society Insurance to file a workers compensation claim.

The employee suffered multiple fractures and internal injuries but most seriously, he became paralyzed below the chest as the result of a complete spinal cord injury.

Get full details on the Society Insurance solution in this case study or download a pdf here.

Society is committed to taking care of the important details that make a big difference for business owners and their employees. To find out how Society Insurance can help your business, visit societyinsurance.com to find an agent and request a free quote.

Author

As a mutual insurance company, we operate and exist for the benefit of our policyholders. For more than 100 years, Society has been helping businesses overcome the unexpected with comprehensive coverage packages and outstanding claims handling, underwriting and risk management.

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