Bar INSURANCE
Top Shelf Insurance Protection for Your Bar
The rewards are great in the bar business, yet the risks are many. Establishments serving alcohol can be especially vulnerable. Long-standing industry expertise means that nobody understands the unique risks and challenges of protecting bars better than Society Insurance.
Property & Casualty Bar Insurance Coverage Coverage
Ask your agent about these coverages:
- Waiting period. Coverage begins immediately after a covered loss unless a 24-hour, 48-hour or 72-hour waiting period is selected.
- Coverage for loss of business income. Coverage for loss of business income due to service interruption for all covered causes of loss, including equipment breakdown. No distance limitation, No exclusion for overhead power lines.
- Coverage for outdoor property. Outdoor property coverage includes wind and vandalism damage.
- Protective safeguards endorsement. Other insurance companies may routinely apply this endorsement which can exclude coverage.
- Liability audits. Audits for most restaurants and bars are not required.
- Liquor liability insurance for claims that arise as a result of damage or injury caused by an intoxicated person.
- Workers compensation insurance that protects your employees at a fair price.
How Much Does Bar Insurance Cost?
Our bar insurance program is tailored to the unique needs of your business. Your local Society agent will help you to determine the bar insurance coverage necessary to protect your livelihood.
Preventing Losses
Understanding the particular insurance needs of your business means knowing where the risks are and controlling them to minimize loss. Our team is ready to help.
Expert claims handling
Our dedicated claims professionals are experts in the types of claims most likely to affect your business and remain focused on recouping your losses quickly and efficiently.
Working together
By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.
“society understands what it takes to run a restaurant and bar business.”
-Joshua Schams, Club Oasis, Sparta, Wis.